Government schemes
What is PM Jan Dhan Yojana?
PM Jan Dhan Yojana is a mission run by the Ministry of Finance, launched in 2014.
The detail
| Ministry | Finance |
|---|---|
| Launched | 2014 |
| Type | mission |
| Funding | No-frills accounts via banks; no direct Centre:State sharing |
| Aim | Universal banking access: zero-balance accounts, RuPay card, accident insurance, overdraft facility |
Commonly confused: Overdraft up to Rs 10,000 and accident cover ride on the account; the account itself needs no minimum balance.
Source: pmjdy.gov.in/
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